When You Need
Help With Family Law

  1. Home
  2.  » 
  3. Family Law
  4.  » Grey divorces are often more challenging than others

Grey divorces are often more challenging than others

| Apr 26, 2021 | Family Law

Louisiana residents know that getting a divorce is hard. In addition to splitting up their family, they also have to split up the assets they may have taken decades to accumulate. When older couples get a divorce, the process is sometimes called a grey divorce. Grey divorces are often more challenging than divorces for younger couples.

Why are grey divorces so challenging?

One reason that grey divorces are often challenging is because the couple needs to figure out what to do about health insurance. Many couples share health insurance benefits obtained through one partner’s job. Once the divorce happens, the partner who isn’t employed loses their benefits. This is especially challenging for older couples who are more likely to be dealing with deteriorating health issues.

Partners often rely on each other for life insurance benefits as well. After the divorce is done, there’s nothing stopping the partner holding the policy from removing the other partner as a beneficiary.

In addition, assets get split up during a divorce. Louisiana is a community property state, so property assets acquired during the marriage are jointly owned by the couple, and courts divide them 50-50 in most cases. The issue comes in when there’s a question regarding non-marital property or property belonging to one spouse before the marriage. People in older marriages may have lost documents or other evidence they need to prove sole ownership. This is often very challenging for people who need to hold onto their sole assets after the divorce in order to survive financially.

Where can people go when they need help with a grey divorce?

Grey divorces bring their own challenges. Older people need to do everything they can to ensure that they’re able to support themselves after a divorce. People in these circumstances may benefit by working with attorneys who have experience dealing with asset division in a community property state.